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Founded in 2001, and seen in The Wall Street Journal, Smart Money, and USA Today, The Credit People® help improve your credit reports and raise your credit scores through expert credit repair services.

With 10 years of experience helping over one hundred thousand people with their credit, we never set out to be the leaders, just the best. Call 844-283-4380 to speak to a credit repair specialist today.

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  Need Our Help? We Got You Covered:

Using The Credit People to improve your credit is like having a highly trained swat team on your side. (Except our swat team greets you with a smile and keeps everything simple.)


Credit Repair Team: Disputes, and Letters, and Creditors, OH MY! Having processed over 310,000 unique credit reports, this team is your front line. Not only certified and trained in the various laws governing credit repair, such as the Fair Credit Reporting Act, The Fair and Accurate Credit Transactions Act, and the Fair Debts Collections Practices Act, but your credit repair team has required ongoing training in recent laws, statutes, and credit reporting practices.

Score Analysis Team: No two credit reports are created equal. What affects your credit score, and how it improves, requires special attention. Just deleting negative information from a credit report without addressing the credit score is like repairing the inside of a crashed car, but leaving the outside. Understanding debt to income ratio, credit type ratio, scoring models, and of course, credit history, is key. The Credit People have yet to see another company follow new trends as closely. This is what our score-driven results® are all about.

Support Team: Let's face it; your credit report is all about the numbers. That doesn't mean you need to be treated like one.

                                                      Call 844-283-4380 to speak to a credit repair specialist today.

Credit Repair: Call A Specialist Or Do It On Your Own?

Unless you are living under a rock, there is no way you missed the birth of credit repair services and companies that promise they are able to 'fix' your credit, repair your credit or in a nutshell, improve your credit health over time.
The big question is - why trust these credit repair services - and why not test your luck and try to repair your credit yourself?
And while the most reasonable answer here is "because you are not as informed as them about your credit history, features, tools etc" - we still want to show you the battle in detail. And that is why today, we are comparing credit repair services when done on your own vs. with a credit repair company.

Repairing Your Own Credit (In Your Own Way)

First and foremost is the fact that doing things ourselves saves us a lot of money in the long run. And that is definitely a keeper. With no fees and commissions, this way guarantees that you don't spend a cent on a service.
Yet, it also costs you a lot of time for getting to know the regulations, legislative and basically all the details related to credit repair aspects. For example, you get to know that you are entitled to a free credit report from some major credit bureaus and if you are unemployed and have plans to search for a job within 60 days or if you were a subject to identity theft.
There is also a big possibility to dispute any errors featured in your credit report - and be able to fix them once you point them out to your credit bureau. To kick off this process, all you need is a written notification explaining the errors and copies of the documentation with the truths that prove your claim. Next up is the investigation period which takes up to 30 working days - and hopefully your credit being resolved in the way you want it.
And while all of this sounds too good to be true, the reality is that doing things on your own comes with certain limits to what you can do to repair your credit - including information that is sensitive - and may remain on your record for 7 to 10 years.
But this isn't the biggest drawback on repairing your own credit. Speaking of, the top disadvantage is that you have to put a lot of time and effort into a process to which you are not guaranteed to see any positive results.
Which leads us to the next part....

Choosing Credit Repair Services To Fix Your Credit

If it weren't so many advantages about credit repair services being the best alternative, there won't be so many companies offering to fix your credit starting today. However, you should also be aware that not every credit repair company does the job in the same way - or promises to make your credit sound again.
 There are a lot of credit repair services that will rip you off and only cost you money with little results. This is why choosing the best ones on the market is important. But what do these credit repair services specialize in?
 First and foremost, they verify everything on your credit report and remove any negative aspects of it if they can't actually be verified. On top of that, they have ample experience with dealing with lenders which means that they are able to negotiate and offer lenders a better deal on repayments. Removing all the errors on your credit report such as identity thefts that negatively impact it, credit repair companies are here to protect you.
In the end, choosing a credit repair company is once again your decision. It is vital that you choose the best money-back guarantee, settle in for the most affordable price, best set of features and online tools. At The Credit People, we pride ourselves on every single one of these aspects.

 Get Your Credit Fixed - Starting Today!

This is your opportunity to see how we, The Credit People work, and how do we put our superpowers to action. We will not only clean up your credit - but also raise your credit scores. And during that time, you will have access to all three credit reports and credit scores 24/7 - and get to know why thousands of people choose us to fix their credit in the long run.

Call 844-283-4380 to speak to a credit repair specialist today.

Or Call 844-283-4380  to speak to a credit repair specialist today.
Credit Repair Has Evolved.

A look at how the face of credit repair has changed over the years.

Credit repair has evolved. During the previous decade and earlier, the concept of credit repair held a mysterious and almost shameful association. Thankfully, those years are behind us. The Credit People have been around long enough to see the evolution go from mysterious, to transparent, to shameful, to openly encouraged.

The “mysterious” past of credit repair

In the 1990’s, and even the recent past, credit repair and the methods involved such as disputing, credit report optimization, credit mix enhancement, creditor interventions, and so on, were all a well kept secret and not openly shared. In fact, it was still fairly new, and still in the beginning stages of actual practice (we know, we were there!).
Now, credit repair, and the practices involved are openly shared between you and the company helping you. What a difference. The public fully understands how credit repair works now, they understand their rights, and they understand how a company like The Credit People can help. Credit repair companies are now looked at for their time savings, frustration savings, and efficiency.

The “shameful” past of credit repair

In the past, credit repair was looked at as a service of non-necessity. It was labeled a scam, which was unfortunately proven to be true by many scam artists back then. But with the FTC’s support over the years, credit repair has become a much more sensible choice for consumers struggling with bad credit. More and more people choose The Credit People to help them save time and energy. It’s no longer a matter of “how it works”, it’s a matter of “should I invest my time, or hire someone else”.

Saving Time and Money to our Customers

The Credit People have helped over 100,000 people with their credit. Like anything else, experience is always faster and more efficient, and that’s exactly what you’re paying for with The Credit People. Find out how affordable it is to have us repair your credit today.

Call 844-283-4380  to speak to a credit repair specialist today.
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6975 S Union Park Ave

Cotton Wood Heights, UT 84047

Phone-844-283-4380